.hero-section[data-astro-cid-7nmnspah]{background:linear-gradient(135deg,var(--color-navy-800) 0%,var(--color-navy-950) 100%)}.dark .hero-section[data-astro-cid-7nmnspah]{background:linear-gradient(135deg,#0f1419,#060a0f)}.hero-pattern[data-astro-cid-7nmnspah]{background-image:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.4'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}.hero-gold-accent[data-astro-cid-7nmnspah]{background:linear-gradient(90deg,transparent 0%,var(--accent-gold) 50%,transparent 100%)}.hero-title[data-astro-cid-7nmnspah]{color:#fff;text-wrap:balance}.hero-title-accent[data-astro-cid-7nmnspah]{color:var(--accent-gold)}.hero-description[data-astro-cid-7nmnspah]{font-size:1.25rem;color:#ffffffd9}.hero-outline-btn[data-astro-cid-7nmnspah]{border-color:#ffffff4d!important;color:#fff!important}.hero-outline-btn[data-astro-cid-7nmnspah]:hover{background:#ffffff1a!important;border-color:#ffffff80!important}.hero-trust-signals[data-astro-cid-7nmnspah]{color:#fffc}.hero-form-card[data-astro-cid-7nmnspah]{background:var(--bg-surface);border-radius:var(--radius-2xl);padding:2rem;box-shadow:var(--shadow-elevated)}@media(min-width:1024px){.hero-form-card[data-astro-cid-7nmnspah]{padding:2.5rem}}.hero-form-title[data-astro-cid-7nmnspah]{color:var(--text-primary)}.hero-form-subtitle[data-astro-cid-7nmnspah]{color:var(--text-secondary)}.hero-form-privacy[data-astro-cid-7nmnspah]{color:var(--text-muted)}.why-different-section[data-astro-cid-iydt2dcg]{background:var(--bg-surface)}.why-different-title[data-astro-cid-iydt2dcg]{color:var(--text-primary)}.why-different-subtitle[data-astro-cid-iydt2dcg],.why-different-cta[data-astro-cid-iydt2dcg]{color:var(--text-secondary)}.pain-point-card[data-astro-cid-iydt2dcg]{background:var(--bg-primary);border:1px solid var(--border-default);border-radius:var(--radius-xl);padding:1.5rem;transition:all .2s ease}.pain-point-card[data-astro-cid-iydt2dcg]:hover{border-color:var(--accent-gold);box-shadow:var(--shadow-medium)}.pain-point-icon[data-astro-cid-iydt2dcg]{width:48px;height:48px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;margin-bottom:1rem}.pain-point-icon-red[data-astro-cid-iydt2dcg]{background:var(--color-error-light);color:var(--color-error)}.dark .pain-point-icon-red[data-astro-cid-iydt2dcg]{background:#ef444426;color:#f87171}.pain-point-icon-green[data-astro-cid-iydt2dcg]{background:var(--color-success-100);color:var(--color-success-600)}.dark .pain-point-icon-green[data-astro-cid-iydt2dcg]{background:#4ade8026;color:var(--accent-success)}.pain-point-title[data-astro-cid-iydt2dcg]{font-size:1.125rem;font-weight:600;color:var(--text-primary);margin-bottom:.5rem}.pain-point-problem[data-astro-cid-iydt2dcg]{font-size:.875rem;font-style:italic;color:var(--text-muted);margin-bottom:.75rem}.pain-point-solution[data-astro-cid-iydt2dcg]{font-size:.9375rem;color:var(--text-secondary);line-height:1.6}.section-bg-surface[data-astro-cid-4crkcguv]{background:var(--bg-surface)}.section-description[data-astro-cid-4crkcguv]{color:var(--text-secondary)}.section-description-muted[data-astro-cid-4crkcguv]{color:var(--text-muted)}.value-prop-icon[data-astro-cid-4crkcguv]{width:64px;height:64px;background:var(--color-navy-100);border-radius:var(--radius-xl);display:flex;align-items:center;justify-content:center;color:var(--color-navy-600)}.dark .value-prop-icon[data-astro-cid-4crkcguv]{background:var(--bg-navy);color:var(--accent-gold)}.value-prop-icon-gold[data-astro-cid-4crkcguv]{background:var(--color-gold-100);color:var(--color-gold-600)}.dark .value-prop-icon-gold[data-astro-cid-4crkcguv]{background:#e5b84a26;color:var(--accent-gold)}.value-prop-icon-success[data-astro-cid-4crkcguv]{background:var(--color-success-100);color:var(--color-success-600)}.dark .value-prop-icon-success[data-astro-cid-4crkcguv]{background:#4ade8026;color:var(--accent-success)}.section-bg-primary[data-astro-cid-uczkh6kf]{background:var(--bg-primary)}.section-description[data-astro-cid-uczkh6kf]{color:var(--text-secondary)}.section-description-muted[data-astro-cid-uczkh6kf]{color:var(--text-muted)}.policy-type-icon[data-astro-cid-uczkh6kf]{width:48px;height:48px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;background:var(--color-gold-100);color:var(--color-gold-600);flex-shrink:0}.dark .policy-type-icon[data-astro-cid-uczkh6kf]{background:#e5b84a26;color:var(--accent-gold)}.policy-type-title[data-astro-cid-uczkh6kf]{color:var(--text-primary)}.term-life-section[data-astro-cid-uczkh6kf]{padding-top:3rem;border-top:1px solid var(--border-default)}.term-life-card[data-astro-cid-uczkh6kf]{border:2px solid var(--color-navy-200)}.dark .term-life-card[data-astro-cid-uczkh6kf]{border-color:var(--border-strong)}.term-life-icon[data-astro-cid-uczkh6kf]{width:48px;height:48px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;background:var(--color-navy-100);color:var(--color-navy-600);flex-shrink:0}.dark .term-life-icon[data-astro-cid-uczkh6kf]{background:var(--bg-navy);color:var(--text-secondary)}.section-bg-surface[data-astro-cid-y7mheyqc]{background:var(--bg-surface)}.section-description[data-astro-cid-y7mheyqc]{color:var(--text-secondary)}.section-description-muted[data-astro-cid-y7mheyqc]{color:var(--text-muted)}.benefit-check-icon[data-astro-cid-y7mheyqc]{width:40px;height:40px;border-radius:9999px;background:var(--color-success-100);display:flex;align-items:center;justify-content:center;color:var(--color-success-600)}.dark .benefit-check-icon[data-astro-cid-y7mheyqc]{background:#4ade8026;color:var(--accent-success)}.comparison-label[data-astro-cid-y7mheyqc]{font-size:.875rem;font-weight:500;color:var(--accent-gold-text)}.dark .comparison-label[data-astro-cid-y7mheyqc]{color:var(--accent-gold)}.comparison-card-term[data-astro-cid-y7mheyqc]{padding:1rem;background:var(--bg-surface);border-radius:var(--radius-lg);border:1px solid var(--border-default)}.comparison-card-permanent[data-astro-cid-y7mheyqc]{padding:1rem;background:var(--color-gold-50);border-radius:var(--radius-lg);border:2px solid var(--color-gold-300)}.dark .comparison-card-permanent[data-astro-cid-y7mheyqc]{background:#e5b84a1a;border-color:var(--accent-gold)}.comparison-recommended-badge[data-astro-cid-y7mheyqc]{position:absolute;top:-.75rem;right:1rem;background:var(--accent-gold);color:var(--color-navy-900);font-size:.7rem;font-weight:700;padding:.375rem .75rem;border-radius:9999px;letter-spacing:.05em}.comparison-warning[data-astro-cid-y7mheyqc]{color:var(--color-error)}.comparison-success[data-astro-cid-y7mheyqc]{color:var(--accent-success-text)}.dark .comparison-success[data-astro-cid-y7mheyqc]{color:var(--accent-success)}.comparison-cash-value[data-astro-cid-y7mheyqc]{color:var(--accent-success-text)}.dark .comparison-cash-value[data-astro-cid-y7mheyqc]{color:var(--accent-success)}.decorative-glow-gold[data-astro-cid-y7mheyqc]{background:#d4a84333;border-radius:9999px;filter:blur(40px)}.decorative-glow-navy[data-astro-cid-y7mheyqc]{background:#6b8cc71a;border-radius:9999px;filter:blur(40px)}.section-bg-surface[data-astro-cid-evwk6vis]{background:var(--bg-surface)}.section-description[data-astro-cid-evwk6vis]{color:var(--text-secondary)}.city-card[data-astro-cid-evwk6vis]{padding:1rem;background:var(--bg-primary);border-radius:var(--radius-lg);border:1px solid var(--border-default);text-align:center;text-decoration:none;transition:all .2s ease}.city-card[data-astro-cid-evwk6vis]:hover{border-color:var(--accent-gold);box-shadow:var(--shadow-medium)}.city-card-name[data-astro-cid-evwk6vis]{color:var(--text-primary)}.city-card-pop[data-astro-cid-evwk6vis]{color:var(--text-muted)}.testimonial-card-wrapper[data-astro-cid-ysasvp6c]{position:relative;background:var(--bg-surface);border-radius:var(--radius-xl);padding:2.5rem;box-shadow:var(--shadow-medium);border:1px solid var(--border-default)}.testimonial-card-wrapper[data-astro-cid-ysasvp6c]:before{content:"“";position:absolute;top:1.5rem;left:2rem;font-size:5rem;font-family:var(--font-serif);color:var(--color-gold-300);line-height:1;opacity:.5}.dark .testimonial-card-wrapper[data-astro-cid-ysasvp6c]:before{color:var(--accent-gold);opacity:.2}.star-filled[data-astro-cid-ysasvp6c]{color:var(--accent-gold)}.star-empty[data-astro-cid-ysasvp6c]{color:var(--border-default)}.testimonial-quote[data-astro-cid-ysasvp6c]{color:var(--text-secondary);line-height:1.7;margin-bottom:1.5rem;font-size:1.0625rem}.testimonial-author[data-astro-cid-ysasvp6c]{font-weight:600;color:var(--text-primary)}.testimonial-location[data-astro-cid-ysasvp6c]{font-size:.875rem;color:var(--text-muted)}.testimonial-policy-badge[data-astro-cid-ysasvp6c]{display:inline-flex;align-items:center;gap:.375rem;padding:.5rem .875rem;border-radius:var(--radius-lg);font-size:.8125rem;font-weight:600;background:var(--color-gold-100);color:var(--color-gold-700);border:1px solid var(--color-gold-200)}.dark .testimonial-policy-badge[data-astro-cid-ysasvp6c]{background:#e5b84a26;color:var(--accent-gold);border-color:#e5b84a4d}.section-bg-primary[data-astro-cid-wgrcrutd]{background:var(--bg-primary)}.section-description[data-astro-cid-wgrcrutd]{color:var(--text-secondary)}.section-bg-surface[data-astro-cid-zqqk3ile]{background:var(--bg-surface)}.section-description[data-astro-cid-zqqk3ile]{color:var(--text-secondary)}.section-description-muted[data-astro-cid-zqqk3ile]{color:var(--text-muted)}.blog-card-image[data-astro-cid-zqqk3ile]{background:var(--color-navy-100)}.blog-card-gradient[data-astro-cid-zqqk3ile]{background:linear-gradient(135deg,var(--color-navy-700) 0%,var(--color-navy-800) 100%)}.dark .blog-card-gradient[data-astro-cid-zqqk3ile]{background:linear-gradient(135deg,var(--bg-navy) 0%,var(--bg-navy-dark) 100%)}.blog-card-icon[data-astro-cid-zqqk3ile]{color:var(--accent-gold)}.blog-card-title[data-astro-cid-zqqk3ile]{color:var(--text-primary)}.section-bg-primary[data-astro-cid-h4zmggu3]{background:var(--bg-primary)}.section-description[data-astro-cid-h4zmggu3]{color:var(--text-secondary)}