Naval Air Station Fallon Employee Life Insurance
Understand your group coverage gaps and explore supplemental life insurance options from A-rated (A.M. Best) carriers through agents in our Nevada network.
4,000+ military and civilian in Nevada
Estimated Nevada Employees
$500,000
Illustrative Coverage Amount
$35–$90/mo
Illustrative Premium Range
Group Benefits vs. Coverage Gaps
Understanding what Naval Air Station Fallon typically provides — and where that coverage falls short.
What Naval Air Station Fallon Likely Provides
- SGLI for active duty Navy personnel
- FEGLI for eligible civilian employees
- Military retirement and VA benefits
Common Coverage Gaps
- SGLI ends at military separation with limited portability through VGLI
- Naval aviators and aircrew may have unique underwriting considerations
- Remote location means limited local insurance options for civilians
- SGLI maximum may be insufficient for senior Navy officers
Why Naval Air Station Fallon Employees Consider Supplemental Life Insurance
Portable coverage that continues through any military transition
Civilian employees complement FEGLI with individual coverage
Remote access — agents in our network serve NAS Fallon by phone or online
Naval aviator and aircrew coverage options from experienced carriers
Permanent options for career Navy personnel planning ahead
Supplemental Coverage for Naval Air Station Fallon Employees
Naval Air Station Fallon is the Navy's premier tactical air warfare training center — home to TOP GUN and carrier air wing training. Navy personnel and civilian employees at NAS Fallon face an isolated rural Nevada environment where individual financial planning resources can be limited. Individual supplemental life insurance from an A-rated (A.M. Best) carrier provides NAS Fallon personnel with portable protection that continues after service, and gives civilian employees access to coverage that complements FEGLI. Agents in our network can serve NAS Fallon personnel remotely with complete applications by phone or online.
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance carrier. No personalized coverage recommendation is made — work with a licensed agent to determine what is right for your situation.
Your Estimated Coverage
Example coverage amounts and illustrative premiums for Naval Air Station Fallon employees.
$500,000
Illustrative Coverage Amount
$35–$90/mo
Illustrative Monthly Premium
Illustrative monthly premium for a healthy non-smoker naval professional age 36. Actual premiums vary by carrier and individual underwriting.
Actual premiums vary by carrier and individual underwriting. Quotes are estimates subject to underwriting review.
Naval Air Station Fallon Employee Life Insurance Questions
Military pilots, including Navy aviators, may be rated above standard by some carriers due to military flight operations risk. Carriers experienced with military aviation can provide more competitive options. Comparing multiple A-rated carriers is especially important for aviation personnel.
Absolutely. Individual life insurance applications can be completed entirely online or by phone. Your physical location in rural Nevada does not affect your access to any coverage.
Before separation is often the ideal time — your current military health record often reflects excellent health, which secures favorable premium rates for life. Waiting until after separation and VGLI typically results in higher costs.
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Explore Supplemental Coverage as a Naval Air Station Fallon Employee
Agents in our network of Nevada-licensed professionals can compare options from multiple A-rated (A.M. Best) carriers to help you understand what supplemental coverage may make sense for your situation.
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