Higher Education / Healthcare 500+ in Nevada

Roseman University of Health Sciences Employee Life Insurance

Understand your group coverage gaps and explore supplemental life insurance options from A-rated (A.M. Best) carriers through agents in our Nevada network.

500+ in Nevada

Estimated Nevada Employees

$450,000

Illustrative Coverage Amount

$38–$92/mo

Illustrative Premium Range

Coverage Analysis

Group Benefits vs. Coverage Gaps

Understanding what Roseman University of Health Sciences typically provides — and where that coverage falls short.

Typical Group Benefits

What Roseman University of Health Sciences Likely Provides

  • Roseman group life insurance
  • Health and dental benefits
  • Retirement savings plan
Important Considerations

Common Coverage Gaps

  • Health sciences faculty with clinical income not captured in group formula
  • Private institution — no PERS enrollment
  • Group coverage terminates with Roseman employment
  • Pharmacy and dental faculty with dual academic/clinical income need comprehensive coverage
Supplemental Coverage

Why Roseman University of Health Sciences Employees Consider Supplemental Life Insurance

1

Covers combined clinical and academic income beyond group formula

2

Private institution — individual coverage fills the PERS gap

3

Portable through health sciences career transitions

4

Permanent options for pharmacists, dentists, and nurses building wealth

5

Available year-round — no enrollment period required

Coverage Context

Supplemental Coverage for Roseman University of Health Sciences Employees

Roseman University offers pharmacy, nursing, and dental programs in Henderson and South Jordan, Utah, with faculty who often combine academic responsibilities with clinical practice. Clinical faculty at pharmacy and dental programs earn income from both sources that group life insurance formulas rarely capture. Individual supplemental life insurance through an A-rated (A.M. Best) carrier provides Roseman faculty with portable, comprehensive protection sized to their total professional income, with permanent options appropriate for high-earning health sciences professionals. Agents in our network serve healthcare faculty in the Henderson and Las Vegas area.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance carrier. No personalized coverage recommendation is made — work with a licensed agent to determine what is right for your situation.

Illustrative Cost

Your Estimated Coverage

Example coverage amounts and illustrative premiums for Roseman University of Health Sciences employees.

$450,000

Illustrative Coverage Amount

$38–$92/mo

Illustrative Monthly Premium

Illustrative monthly premium for a healthy non-smoker health sciences faculty member age 42. Actual premiums vary by carrier and individual underwriting.

Actual premiums vary by carrier and individual underwriting. Quotes are estimates subject to underwriting review.

FAQs

Roseman University of Health Sciences Employee Life Insurance Questions

Not inherently more — the right amount depends on total income and family obligations. Clinical pharmacists who also teach often earn more than pure classroom faculty, which typically means higher coverage needs.

Yes. Henderson is part of the greater Las Vegas metropolitan area. Agents in our network serve all of southern Nevada including Henderson.

Yes. Carrying both employer group life insurance and an individually owned policy is common and often the most effective strategy for comprehensive protection.

Explore Supplemental Coverage as a Roseman University of Health Sciences Employee

Agents in our network of Nevada-licensed professionals can compare options from multiple A-rated (A.M. Best) carriers to help you understand what supplemental coverage may make sense for your situation.

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