What should NAS Fallon Navy personnel know about life insurance in Nevada?

Naval Air Station Fallon personnel serving at the Navy's premier tactical air warfare training center face unique coverage considerations. SGLI provides up to $500,000 in coverage during active service, including flight training operations at NAS Fallon.

Naval aviators and aircrews in training at NAS Fallon should understand that civilian life insurance policies may contain aviation exclusions — many standard civilian policies exclude death arising from military aviation. Civilian coverage is generally not a substitute for SGLI during active flight operations.

Families at NAS Fallon, located in Fallon, Nevada, have access to Navy Marine Corps Relief Society resources and Fleet and Family Support Center services for financial education. Rural location and smaller installation size mean access to civilian financial professionals may require more planning than at larger installations.

For post-separation coverage planning, NAS Fallon personnel have 240 days from separation to convert SGLI to VGLI without medical underwriting. Agents in our network can help NAS Fallon personnel and their families plan for this transition.