How do I verify a life insurance agent is licensed in Nevada?
Answer
Verifying an agent's license before doing business is a critical consumer protection step. Nevada makes this easy through the Nevada Division of Insurance's online license verification tool at doi.nv.gov.
Any person selling or advising on life insurance in Nevada must hold a valid Nevada Life & Accident & Health (Life & A&H) license. Some agents also hold additional lines—Property & Casualty, Annuities, or Variable Products—requiring separate licenses. For variable life insurance and annuities, agents must additionally hold a FINRA Series 6 or Series 7 securities license.
You can verify at the NDI website: search by name or license number to confirm the license is active, check expiration dates, and review any disciplinary actions or complaints on record. FINRA's BrokerCheck (brokercheck.finra.org) allows you to verify securities registrations and check for enforcement actions.
Licensed agents in Nevada must complete continuing education (CE) credits for each renewal period to stay current on Nevada insurance law and products. Agents in our network are Nevada-licensed and carry Errors & Omissions (E&O) insurance, adding an additional layer of accountability.
Key Takeaways
- Verify any Nevada agent's license at doi.nv.gov before doing business.
- Agents must hold a Nevada Life & A&H license at minimum.
- Variable products require an additional FINRA securities license.
- Check for disciplinary actions and CE compliance on the NDI website.
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