Life Insurance for Nevada Military Families

SGLI provides up to $500,000 in coverage, which may not be enough for families with mortgages, multiple children, or a non-working spouse. Many military families supplement SGLI with personal policies to ensure adequate protection.

Most major life insurance carriers cover active duty military, including combat deployment. However, you must disclose your military status when applying. Some carriers may have waiting periods or exclusions—we work with military-friendly carriers.

SGLI can be converted to VGLI (Veterans Group Life Insurance) within 240 days of separation. However, VGLI premiums increase with age and may become expensive. Personal policies obtained during service continue at locked-in rates.

Yes, especially if they're managing household and family while you're deployed. Family SGLI provides only $100,000 for spouses. A personal policy ensures your family is protected regardless of your military status.