Las Vegas, Nevada Clark County Southern Nevada

Life Insurance in ZIP Code 89117

Local coverage insights and illustrative options for Las Vegas, Nevada residents in the 89117 area.

58,000

Estimated Population

$68,000

Median Household Income

$420,000

Median Home Value

$750,000

Illustrative Coverage

Demographic data is illustrative and based on publicly available estimates. Actual figures may vary.

About ZIP Code 89117 — Las Vegas, Nevada

ZIP code 89117 is located in the Summerlin area of west Las Vegas, one of the most affluent and sought-after residential communities in Nevada. The area features master-planned communities, award-winning schools, and proximity to Red Rock Canyon National Conservation Area. Residents include executives, healthcare professionals, attorneys, and business owners who have chosen Summerlin for its combination of luxury amenities, excellent schools, and quality of life. Home values have appreciated significantly, creating substantial real estate equity and corresponding insurance protection needs.

Local Context

Life Insurance Factors in 89117

Local economic and demographic factors that influence coverage needs

1

Affluent Summerlin community with high income and asset levels

2

Executive and professional household profiles requiring substantial coverage

3

High home values with large mortgage obligations

4

Strong local economy with premium employment opportunities nearby

Coverage Context

Life Insurance Considerations for 89117 Residents

Summerlin families in 89117 earn above-average incomes with significant mortgage and lifestyle obligations. Coverage of $500,000–$1,000,000 or more is appropriate for many households. High earners should explore permanent life insurance options including IUL, which links cash value to a market index with a 0% floor and typical cap rates of 8–12%, alongside policy fees. Agents in our network compare options from multiple A-rated (A.M. Best) carriers.

No personalized coverage recommendation is made — work with a licensed Nevada agent to determine what coverage is appropriate for your situation. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance carrier.

Illustrative Cost

Your Estimated Coverage

Example coverage and illustrative premiums for Las Vegas area residents.

$750,000

Illustrative Coverage Amount

$45–$110/mo

Illustrative Monthly Premium

Illustrative monthly premium for a healthy non-smoker professional age 44. Actual premiums vary by carrier and individual underwriting.

Actual premiums vary by carrier and individual underwriting. Quotes are estimates subject to underwriting review.

Get Life Insurance Coverage in Las Vegas, Nevada

Agents in our network of Nevada-licensed professionals serve Las Vegas and the 89117 area. Compare options from multiple A-rated (A.M. Best) carriers — no pressure, no obligation.

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